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    Selecting Your Savings Account

    Nasrul HanisBy Nasrul Hanis6 January 20113 Comments2 Mins Read

    When opening a saving account, the question is what sort of bank account that you wish to open. Your daily/monthly spending and saving practices are also going to become the factors.

    Savings accounts are the most popular types of accounts and they are the basic type of accounts that you can open at bank. The interest rates on savings are normally fluctuate however the good news is that there is complete protection to your money as long as the financial institution where you have the account is insured by FDIC.

    There are several different choices of saving account that you might want to open. Many online banks currently offer savings accounts online – a good way to increase your savings interest rates.

    In the other hand there is one setback with online savings accounts where you need a computer to keep track of your financial situation. Besides that, it may take 2-5 business days to transfer money in and out of your savings account. However this could be beneficial since you will be less tempted to spend your money freely.

    If you’re really interested in just savings interest rates, go for an online savings account and a local bank savings account to have the convenience of withdrawing your money when you need it and better getting savings interest rates at the same time.

    Saving Face by Wiliam E. King gives the reader a real insight to the events that formed politics and personal positions.

    It is an inside view from someone who lived through the Savings and Loan debacle and survived to tell about it. Get your copy now!

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    Nasrul Hanis
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    I always concern about the importance of financial management in life. The real secret of successful financial management lies within our efforts, creativity and hard works!

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