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Bad Credit Personal Loan in Bakersfield, California ($10,000)

Bad Credit Personal Loan in Bakersfield, California ($10,000) post image

This is a short application from one of our visitors, and it was a common app really. There are so many Americans out there now trying to get approved for a personal loan, even though they have bad credit. It’s sadly a story that is getting more and more common every day, as the economy slow down of 2008 is lasting into 2011 and perhaps even longer.

The amount of personal debt in the United States (and in Bakersfield for this example) is pathetic to say the least. Really don’t know why people allow themselves to get into so much debt, and end up begging for a bad credit loan and sometimes excepting APR (annual percentage rate) of over 15%.

This particular loan request is classic because he needs to pay of all of his credit card debt(s) in one full swoop. This is usually a debt consolidation loan, but some folks can’t approved for a DCL even. They end up just trying to get a high-yield loan with a high APR to pay off their bad credit card debts and do a bundle on it. This is not much of a gain if your APR is anything close 18%, then you might as well not even bother with the process.

If you are in the same position, I recommend you try and get a low APR with a true debt consolidation loan with a debt consolidation organization (for profit, or non-profit – either way). But, back to our applicant again.

Below this short-form app is a calculation of a $10,000 loan if you are carrying an APR of 14%, and I want you to look at the actual amount of interest paid over the term, and the amount of each payment.

Bad Credit Personal Loan – The Short Application

Personal Loan Amount :: $10,000

Personal Loan Application and Processing Speed :: ASAP

What do you need this loan for? :: Pay of credit cards

What City/Town, State do you live in? :: Bakersfield, California

Your credit rating to be – excellent, fair, or bad? :: Very poor to horrible

How did you find us? :: Using Google

Bad Credit Personal Loan – Calculation

Total Amount to be paid: $12,157.93
Total amount of interest $2,157.93
Monthly Payments: $333.09

emprestimo rapido e urgentel para pessoas negativadas e com nome sujo analise sem consulta ao spc e serasa quem tem restrição no cpf sendo autonomos e assalariados faca uma simulação de credito pessoal pela internet na hora emprestimo online para negativados emprestimo online para negativados autonomo e assalariado emprestimo pessoal online facil emprestimo na hora sem sair de casa compre seu veiculo com um financiamento online acesse nosso site e preencha uma analise de credito emprestimo online

Filed Under: Personal

I am the lead editor at Californialoanfind.com – we publish content regarding lending in the United States – primarily in California.
12 comments… add one
  • roshonda rucker 25 June 2011, 12:32 am

    I need a personal loan ASAP contact me plz

    Reply
  • Georgina Smith 30 July 2011, 7:45 am

    I am desperate I am behind in my rent and need a loan badly my household makes about 2,500-3,000 per month and our rent is 1,200. We had gotten behind when my husband had gotten injured at work, we are trying to play “catch-up” but so far we have not been to get ahead, while still paying current and back. With a loan we could become up to date, maybe even ahead where we would be able to pay the loan back and live comfortably without worrying about eviction. Thank you.

    Reply
  • B 7 September 2011, 1:11 pm

    I need a loan to pay off outstanding debt. I am 23, I am about to lose my car, house, and have to drop out of school. I need a loan for 8,000-10,000 dollars with 18% interest and can pay 239.00 a month (will pay more but no more than 400.00) by next week. Please, help me find a loan center or if you may contact me by email.

    Reply
  • B 7 September 2011, 1:25 pm

    I need a loan to pay off outstanding debt. I am 23, I am about to lose my car, house, and have to drop out of school. I need a loan for 8,000-10,000 dollars with 18% interest and can pay 239.00 a month (will pay more but no more than 400.00) by next week. Please, help me find a loan center or if you may contact me by email ( Bmaquarjr@gmail.com )

    Reply
  • jennifer paul 11 October 2011, 5:17 am

    I need to get a loan asap could you please email me Ty

    Reply
  • Mercy Hernandez 23 December 2011, 5:58 am

    Please help I am looking desperate for a 10.000 loan I work full time
    my credit score is 645 please let me know if i qualify. Merry C.

    Reply
  • THERESA VELASQUEZ 18 February 2012, 7:04 am

    I CAME INTO HARD TIMES WHEN I GOT DIVORCED NOW I HAVE BAD CREDIT AND CANT GET A LOAN IM DESPERATE AND NEED A LOAN ,IM FULL TIME EMPLOYED AND CAN REPAY A LOAN BUT I JUST CANT GET ONE ANYWHERE DUE TO MY CREDIT PLEASE HELP ME .IM IN NEED OF 6000.00 .PLEASE HELP.

    Reply
  • Erika 1 March 2012, 2:24 am

    I have terreble credit and I need a personal loan of 7500 A.S.AP can someone help me please!!!!!

    Reply

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