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In the United States you need to carry auto insurance if you intend to drive on public streets–and if you don’t own the car outright, you must have full coverage insurance in most states, which can be costly. Following are a few tips on how to lower your auto insurance premiums.

Life insurance is very important because it can help your loved ones when you are gone. While no one wants to think about that, being prepared for anything that can happen is important.