This mortgage calculator with tax and insurance helps you estimate your monthly home loan payment in dollars. Whether you’re buying your first home or refinancing, this easy tool shows principal, interest, taxes, and insurance—plus a full amortization schedule to help you plan smarter.
Frequently Asked Questions
How do I calculate a monthly mortgage payment?
Enter the home price, down payment, interest rate, loan term, property tax, and home insurance into the mortgage calculator. It will show your estimated monthly payment including principal, interest, tax, and insurance.
What is included in a mortgage payment?
A mortgage payment typically includes principal and interest. Many lenders also collect monthly property tax and insurance payments as part of the mortgage.
Does this calculator work for refinancing?
Yes. You can use this calculator to estimate your new payment if you’re refinancing a current mortgage. Just enter the new loan amount and updated rate.