.flc-wrap{--flc-accent:#ff493c;--flc-ink:#1b2027;--flc-muted:#606977;--flc-border:#e4e6ea;max-width:1160px;margin:0 auto;padding:30px 20px 70px;color:var(--flc-ink);font-family:inherit;line-height:1.55}.flc-wrap *{box-sizing:border-box}.flc-wrap h1,.flc-wrap h2,.flc-wrap h3{font-family:inherit;line-height:1.2;color:var(--flc-ink);letter-spacing:-.025em}.flc-hero{padding:45px 45px 48px;background:var(--flc-accent);color:#fff;border-radius:14px}.flc-hero h1{font-size:clamp(34px,5vw,58px);margin:12px 0;color:#fff}.flc-hero p{font-size:17px;max-width:660px;margin:0;color:#fff}.flc-eyebrow{font-size:11px;letter-spacing:.14em;font-weight:800}.flc-filters{margin:28px 0}.flc-search{width:100%;max-width:520px;padding:14px 17px!important;border:1px solid var(--flc-border)!important;border-radius:8px!important;background:#fff!important;color:var(--flc-ink)!important;font:inherit!important}.flc-tabs{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}.flc-tabs button{padding:8px 13px;border:1px solid var(--flc-border);border-radius:24px;background:#fff;color:var(--flc-ink);font:inherit;font-size:13px;cursor:pointer}.flc-tabs button.active{background:var(--flc-accent);border-color:var(--flc-accent);color:#fff}.flc-section{margin:38px 0}.flc-section h2{font-size:26px;margin:0 0 18px}.flc-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.flc-card{display:flex;flex-direction:column;gap:9px;padding:22px;border:1px solid var(--flc-border);border-radius:11px;text-decoration:none!important;background:#fff;color:var(--flc-ink)!important;transition:border-color .2s,transform .2s}.flc-card:hover{border-color:var(--flc-accent);transform:translateY(-2px)}.flc-card-icon{font-size:25px;color:var(--flc-accent)}.flc-card strong{font-size:17px}.flc-card span:not(.flc-card-icon){font-size:13px;color:var(--flc-muted)}.flc-card em{margin-top:auto;font-size:12px;font-style:normal;font-weight:700;color:var(--flc-accent)}.flc-breadcrumb{font-size:13px;margin-bottom:22px;color:var(--flc-muted)}.flc-breadcrumb a{color:var(--flc-accent)}.flc-tool-head{max-width:850px;margin-bottom:28px}.flc-tool-head .flc-eyebrow{color:var(--flc-accent)}.flc-tool-head h1{font-size:clamp(32px,4vw,49px);margin:9px 0}.flc-tool-head p{font-size:16px;color:var(--flc-muted)}.flc-calculator{display:grid;grid-template-columns:1fr 1fr;gap:22px;align-items:start}.flc-inputs,.flc-results{border:1px solid var(--flc-border);border-radius:12px;padding:28px;background:#fff}.flc-inputs h2{font-size:22px;margin:0 0 24px}.flc-field{display:block;margin-bottom:18px}.flc-field span{display:block;font-size:13px;font-weight:700;margin-bottom:7px}.flc-field input{display:block;width:100%;height:44px;padding:9px 12px;border:1px solid #cfd4da;border-radius:7px;background:#fff;color:var(--flc-ink);font:inherit;font-size:16px}.flc-field input:focus,.flc-search:focus{outline:2px solid var(--flc-accent);outline-offset:1px}.flc-results{background:#f8f9fa;position:sticky;top:30px}.flc-result-label{display:block;font-size:12px;letter-spacing:.04em;text-transform:uppercase;font-weight:700;color:var(--flc-muted)}.flc-result-main{font-size:clamp(30px,4vw,44px);font-weight:800;line-height:1.2;color:var(--flc-accent);margin:12px 0 22px;overflow-wrap:anywhere}.flc-result-rows{border-top:1px solid var(--flc-border)}.flc-result-rows>div{display:flex;gap:20px;justify-content:space-between;padding:13px 0;border-bottom:1px solid var(--flc-border);font-size:13px}.flc-result-rows strong{text-align:right;white-space:nowrap}.flc-result-note{font-size:12px;color:var(--flc-muted);margin:18px 0 0}.flc-explainer{max-width:850px;margin:48px 0}.flc-explainer h2{font-size:25px;margin:28px 0 12px}.flc-explainer h3{font-size:18px;margin:20px 0 8px}.flc-explainer p{color:var(--flc-muted);margin:0 0 15px}.flc-related{margin:45px 0}.flc-related h2{font-size:26px}.flc-disclaimer{font-size:12px;color:var(--flc-muted);margin-top:32px}.flc-sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}.flc-wrap [hidden]{display:none!important}@media(max-width:760px){.flc-wrap{padding:16px 14px 45px}.flc-hero{padding:30px 22px}.flc-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.flc-calculator{grid-template-columns:1fr}.flc-results{position:static}.flc-inputs,.flc-results{padding:20px}}@media(max-width:480px){.flc-grid{grid-template-columns:1fr}.flc-tabs button{font-size:12px;padding:7px 10px}}