You must be familiar with the quote “Keep in touch” where it refers to to maintain communications with someone; to maintain up-to-date knowledge about someone or something. (based on TheFreeDictionary.com)
We cannot deny the fact that nowadays we modern people always dealing with debts to buy or sign up for certain products and services. The unfortunate thing is some people starting to ignore and then forget about the debts that they have to deal with as time passing by.
The thing is – you have to keep in touch with your debts.
I agree that we people busy with various deals and things to do everyday until we forgot to think about the debts we have. But we have to act or we have to face regretful moment in the future.
The first thing to do is creating a reminder for yourself about the debts. I recommend using both traditional and digital ways – each one can backup one another. Record the debts in logbook or at least note and also record the debts in your PC. I recommend using Microsoft Excel as it is suitable for recording numerical data.
One effective practice to settle your debts in a wise manner is to pay in a frequent period. Make notification for yourself in a specific period so you could save a specific amount to settle the debts.
Keep in touch with your debts not only meaning you have to record them, but you have to implement a good manner in using your money. Balance your expenditure and it is recommended that you have a specific saving account for settling your debts.
As you love to keep in touch with your friends and continue to communicate with them, do the same with your debts so you have the chance to settle your debts effectively.